ING DIRECT – Personal and Business Banking

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ING DIRECT with Apple Pay.

You could use every ATM in Australia for free

Find out how much you can save

Important Information

Home and Contents Insurance

ING DIRECT Home and Contents Insurance is issued by Auto & General Insurance Company Limited (AGIC) ABN 42 111 586 353 AFS Licence No 285571 as insurer. It is distributed by Auto & General Services Pty Ltd (AGS) ABN 61 003 617 909 AFSL 241411 and by ING Bank (Australia) Limited ABN 24 000 893 292 (ING Bank (Australia) as an Authorised Representative AR 1247634 of AGS. ING DIRECT is a division of ING Bank (Australia). An ING DIRECT Home and Contents Insurance policy does not represent a deposit with or liability of, and is not guaranteed or otherwise supported by, ING Bank (Australia) or any of its related bodies corporate.

This is general information only, and does not take into account your particular financial situation or needs. You should consider your personal objectives, financial situation along with the Key Facts Sheet (Home and Contents ) and Product Disclosure Statement(Part A and Part B ) before deciding to purchase or hold this product.

ING DIRECT is a division of ING Bank (Australia) Limited ABN 24 000 893 292 AFSL 229823, Australian Credit Licence 229823. ING DIRECT Living Super (which is part of the ING DIRECT Superannuation Fund ABN 13 355 603 448) is issued by Diversa Trustees Limited ABN 49 006 421 638, AFSL 235153. Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. You should consider the relevant Product Disclosure Statement, Terms and Conditions, Fees and Limits Schedule and the Financial Services Guide available at ingdirect.com.au when deciding whether to acquire, or to continue to hold, a product.

ING DIRECT will receive a commission from AGS for each policy purchased which is a percentage of your premium. For further details see our Financial Services Guide.

The price we quote is at the insurer’s sole and unrestricted discretion. It is based on the profile of the risk to be covered and any other factors the insurer may choose. These factors may change at any time without notice, as may the prices. If the policy renews, the price may exceed the price paid for the previous policy.

Our online discount offer only applies to the premium paid for an ING DIRECT combined Home and Contents insurance policy initiated online on or after 29 September 2016. 20% discount applies for home or contents policies only; 15% discount applies for combining Home & Contents. We reserve the right to shorten or extend the period the discount is offered and vary the amount of the discount. It does not apply to any renewal offer of insurance. The discount offer applies only to the premium for an insurance product. It does not apply to the fees that we may charge you, (these are described in our Financial Services Guide). You will be responsible for all applicable GST and other statutory charges.

Testimonials appearing on this site were obtained from customers as part of the ‘Tell Isla’ campaign from https://www.campaigns.ingdirect.com.au/isla/ (no longer accessible) in May-June 2015. They are individual experiences of customers that have used our products and/or services. We do not guarantee that they are typical results that consumers will generally achieve. Testimonials are not necessarily representative of all those who will use our products and/or services.

Information and interest rate is current as at 5 August 2016 and is subject to change. All applications for credit are subject to ING DIRECT’s credit approval criteria. Fees and charges apply. Details of these and the terms and conditions are available at ingdirect.com.au or by calling 133 464. All features are not available for every type of loan. Interest rate discounts for LVR 90% or less are available only for new owner occupier borrowings and new to ING DIRECT security property. Offer may be withdrawn at any time. WARNING: If you select a fixed rate loan, break costs may be payable if at any time before the fixed term expires, you pay out your loan or you make additional payments, or you ask us to change your loan type or fixed interest period. Break costs may be substantial. With an Orange Advantage home loan, an annual fee of $199 applies ; and 100% interest offset when linked to our Orange Everyday transaction account and you make a deposit into this account. For ING DIRECT Commercial Loans fees and charges apply and are available on request. The comparison rate is based on a loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Apple Pay is a trademark of Apple Inc. registered in the U.S. and other countries. The Apple Pay Terms and Conditions for ING DIRECT customers are available to consider when setting up Apple Pay on your eligible iOS device.

Help and Support
Rates and Fees

ING DIRECT – Personal and Business Banking

ING DIRECT with Apple Pay.

You could use every ATM in Australia for free

Find out how much you can save

Important Information

Home and Contents Insurance

ING DIRECT Home and Contents Insurance is issued by Auto & General Insurance Company Limited (AGIC) ABN 42 111 586 353 AFS Licence No 285571 as insurer. It is distributed by Auto & General Services Pty Ltd (AGS) ABN 61 003 617 909 AFSL 241411 and by ING Bank (Australia) Limited ABN 24 000 893 292 (ING Bank (Australia) as an Authorised Representative AR 1247634 of AGS. ING DIRECT is a division of ING Bank (Australia). An ING DIRECT Home and Contents Insurance policy does not represent a deposit with or liability of, and is not guaranteed or otherwise supported by, ING Bank (Australia) or any of its related bodies corporate.

This is general information only, and does not take into account your particular financial situation or needs. You should consider your personal objectives, financial situation along with the Key Facts Sheet (Home and Contents ) and Product Disclosure Statement(Part A and Part B ) before deciding to purchase or hold this product.

ING DIRECT is a division of ING Bank (Australia) Limited ABN 24 000 893 292 AFSL 229823, Australian Credit Licence 229823. ING DIRECT Living Super (which is part of the ING DIRECT Superannuation Fund ABN 13 355 603 448) is issued by Diversa Trustees Limited ABN 49 006 421 638, AFSL 235153. Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. You should consider the relevant Product Disclosure Statement, Terms and Conditions, Fees and Limits Schedule and the Financial Services Guide available at ingdirect.com.au when deciding whether to acquire, or to continue to hold, a product.

ING DIRECT will receive a commission from AGS for each policy purchased which is a percentage of your premium. For further details see our Financial Services Guide.

The price we quote is at the insurer’s sole and unrestricted discretion. It is based on the profile of the risk to be covered and any other factors the insurer may choose. These factors may change at any time without notice, as may the prices. If the policy renews, the price may exceed the price paid for the previous policy.

Our online discount offer only applies to the premium paid for an ING DIRECT combined Home and Contents insurance policy initiated online on or after 29 September 2016. 20% discount applies for home or contents policies only; 15% discount applies for combining Home & Contents. We reserve the right to shorten or extend the period the discount is offered and vary the amount of the discount. It does not apply to any renewal offer of insurance. The discount offer applies only to the premium for an insurance product. It does not apply to the fees that we may charge you, (these are described in our Financial Services Guide). You will be responsible for all applicable GST and other statutory charges.

Testimonials appearing on this site were obtained from customers as part of the ‘Tell Isla’ campaign from https://www.campaigns.ingdirect.com.au/isla/ (no longer accessible) in May-June 2015. They are individual experiences of customers that have used our products and/or services. We do not guarantee that they are typical results that consumers will generally achieve. Testimonials are not necessarily representative of all those who will use our products and/or services.

Information and interest rate is current as at 5 August 2016 and is subject to change. All applications for credit are subject to ING DIRECT’s credit approval criteria. Fees and charges apply. Details of these and the terms and conditions are available at ingdirect.com.au or by calling 133 464. All features are not available for every type of loan. Interest rate discounts for LVR 90% or less are available only for new owner occupier borrowings and new to ING DIRECT security property. Offer may be withdrawn at any time. WARNING: If you select a fixed rate loan, break costs may be payable if at any time before the fixed term expires, you pay out your loan or you make additional payments, or you ask us to change your loan type or fixed interest period. Break costs may be substantial. With an Orange Advantage home loan, an annual fee of $199 applies ; and 100% interest offset when linked to our Orange Everyday transaction account and you make a deposit into this account. For ING DIRECT Commercial Loans fees and charges apply and are available on request. The comparison rate is based on a loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Apple Pay is a trademark of Apple Inc. registered in the U.S. and other countries. The Apple Pay Terms and Conditions for ING DIRECT customers are available to consider when setting up Apple Pay on your eligible iOS device.

Help and Support
Rates and Fees

ING DIRECT – Personal and Business Banking

ING DIRECT with Apple Pay.

You could use every ATM in Australia for free

Find out how much you can save

Important Information

Home and Contents Insurance

ING DIRECT Home and Contents Insurance is issued by Auto & General Insurance Company Limited (AGIC) ABN 42 111 586 353 AFS Licence No 285571 as insurer. It is distributed by Auto & General Services Pty Ltd (AGS) ABN 61 003 617 909 AFSL 241411 and by ING Bank (Australia) Limited ABN 24 000 893 292 (ING Bank (Australia) as an Authorised Representative AR 1247634 of AGS. ING DIRECT is a division of ING Bank (Australia). An ING DIRECT Home and Contents Insurance policy does not represent a deposit with or liability of, and is not guaranteed or otherwise supported by, ING Bank (Australia) or any of its related bodies corporate.

This is general information only, and does not take into account your particular financial situation or needs. You should consider your personal objectives, financial situation along with the Key Facts Sheet (Home and Contents ) and Product Disclosure Statement(Part A and Part B ) before deciding to purchase or hold this product.

ING DIRECT is a division of ING Bank (Australia) Limited ABN 24 000 893 292 AFSL 229823, Australian Credit Licence 229823. ING DIRECT Living Super (which is part of the ING DIRECT Superannuation Fund ABN 13 355 603 448) is issued by Diversa Trustees Limited ABN 49 006 421 638, AFSL 235153. Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. You should consider the relevant Product Disclosure Statement, Terms and Conditions, Fees and Limits Schedule and the Financial Services Guide available at ingdirect.com.au when deciding whether to acquire, or to continue to hold, a product.

ING DIRECT will receive a commission from AGS for each policy purchased which is a percentage of your premium. For further details see our Financial Services Guide.

The price we quote is at the insurer’s sole and unrestricted discretion. It is based on the profile of the risk to be covered and any other factors the insurer may choose. These factors may change at any time without notice, as may the prices. If the policy renews, the price may exceed the price paid for the previous policy.

Our online discount offer only applies to the premium paid for an ING DIRECT combined Home and Contents insurance policy initiated online on or after 29 September 2016. 20% discount applies for home or contents policies only; 15% discount applies for combining Home & Contents. We reserve the right to shorten or extend the period the discount is offered and vary the amount of the discount. It does not apply to any renewal offer of insurance. The discount offer applies only to the premium for an insurance product. It does not apply to the fees that we may charge you, (these are described in our Financial Services Guide). You will be responsible for all applicable GST and other statutory charges.

Testimonials appearing on this site were obtained from customers as part of the ‘Tell Isla’ campaign from https://www.campaigns.ingdirect.com.au/isla/ (no longer accessible) in May-June 2015. They are individual experiences of customers that have used our products and/or services. We do not guarantee that they are typical results that consumers will generally achieve. Testimonials are not necessarily representative of all those who will use our products and/or services.

Information and interest rate is current as at 5 August 2016 and is subject to change. All applications for credit are subject to ING DIRECT’s credit approval criteria. Fees and charges apply. Details of these and the terms and conditions are available at ingdirect.com.au or by calling 133 464. All features are not available for every type of loan. Interest rate discounts for LVR 90% or less are available only for new owner occupier borrowings and new to ING DIRECT security property. Offer may be withdrawn at any time. WARNING: If you select a fixed rate loan, break costs may be payable if at any time before the fixed term expires, you pay out your loan or you make additional payments, or you ask us to change your loan type or fixed interest period. Break costs may be substantial. With an Orange Advantage home loan, an annual fee of $199 applies ; and 100% interest offset when linked to our Orange Everyday transaction account and you make a deposit into this account. For ING DIRECT Commercial Loans fees and charges apply and are available on request. The comparison rate is based on a loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Apple Pay is a trademark of Apple Inc. registered in the U.S. and other countries. The Apple Pay Terms and Conditions for ING DIRECT customers are available to consider when setting up Apple Pay on your eligible iOS device.

Help and Support
Rates and Fees

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